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IT CAN HAPPEN TO YOU – BE PREPARED FOR HURRICANE SEASON





Tropical cyclones have affected New York primarily in September but can also hit during every month of the hurricane season, June through November.

Allstate Agent Joey Sasson reminds residents to consider taking a few quick and simple steps when it comes to preparing for a hurricane. “Being prepared for a hurricane often means taking easy steps that can go a long way in minimizing property damage and protecting families,”
says Sasson.

Allstate suggests homeowners consider

the following hurricane preparedness tips:

Policyholders may have multiple insurance policies (car, boat, home, wind) with a variety of insurance carriers, so it is important thatthey gather all insurance information so they can report claims to the appropriate carrier.

Conduct a home inventory of your property. It’s helpful to keep track of model numbers and stores where items were purchased. Keep your inventory, including photosand videos, in a safe place away from your home.

Develop an evacuation plan that includes identification of safe areas, escape routes, meeting locations, and plans for pets.

Prepare an Emergency Supply Kit including a three-day supply of water,
non-perishable food, radio and batteries, a flashlight, and a first-aid kit.

Preparing for a hurricane means removing any diseased and damaged limbs from trees to keep them from blowing around during a storm and causing property or automobile damage.

Purchase materials such as plywood that can be used to reinforce your windows, doors, and garage doors. Install anchors and pre-drill holes for the plywood so you can install them quickly in the event of a storm.

Install head and foot bolts in doors for extra protection.

Preparing for a Hurricane
to Minimize Losses:

Remember that you may have different insurance policies for different types of damage. It’s important to gather that information so you know who to call to report any damage claims from a hurricane.

Review your home insurance policy and coverage limits with an agent. Know what
you are and are not covered for in the event of
a hurricane.

Ask your insurance agent about flood insurance. Be prepared for a hurricane by having this type of insurance. The coverage is offered through the federal government’s National Flood Insurance Program, but policies are sold and managed by private insurance companies like Allstate. Keep in mind that coverage does not take effect until 30 days after purchase.

Find out if you have comprehensive auto coverage for damage to your car caused by falling objects or a flood.

Gather important documents such as insurance policies, birth certificates, and identification documents. Make sure to place them in a waterproof container.